NZ Mortgage Renewal Calculator
See how your mortgage payments might change when you renew
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Fix Your Credit TodayMortgage Negotiation Mastery
Learn how to negotiate like a pro with banks and lenders. Our comprehensive course teaches you proven strategies to secure the best mortgage terms possible.
- Save thousands on your mortgage
- Build confidence for bank meetings
- Master the art of favorable terms
- Access exclusive negotiation scripts
Current Market Rates
| Bank | Rate (%) | Term |
|---|---|---|
| ANZ | 5.99% | 1 year fixed |
| ASB | 5.95% | 1 year fixed |
| Westpac | 6.05% | 1 year fixed |
| BNZ | 5.89% | 1 year fixed |
| Kiwibank | 5.85% | 1 year fixed |
* Rates are indicative only and may vary. Last updated: March 2025
Pro Tips:
- Consider talking to a mortgage broker who can negotiate better rates than advertised
- Shorter fixed terms typically have lower rates but less certainty
- Some banks offer cash incentives for switching your mortgage
- You may be able to negotiate fees and rates, especially for larger mortgages